Cash Today are fully transparent with our fees and take responsible lending seriously. Our lending options have the simple fee structure of a 20% establishment fee plus 4% of the principle amount per month until the loan is repaid. You can use the lending calculator below to help you work out your repayments. This can assist you in making an informed decision about whether a payday advance is right for your individual circumstances. Your repayments will be made via automatic direct debit from your bank account, so you have the peace of mind that you’ll never forget a payment.
An emergency cash loan is a loan to help you to deal with an emergency requiring extra cash for an expense that you weren’t able to plan for. If you need this type of loan, you may not wish for a check to appear on your credit history. At Cash Today we don’t feel that it should have to impact your credit history if you have been hit with an expense you couldn’t predict. For this reason we are happy to be able to offer alternatives for meeting our lending criteria that can get you approved without a credit check.
Do you offer payday loans no credit check?
Looking for Payday loans Australia no credit check? If you’re worried your credit rating could stop you from getting approved, or you don’t want a credit check recorded, we would like to reassure you that Cash Today can help.
We make our approval decisions by looking at far more than just your credit score. As a responsible lender, in addition to your credit core we also take into consideration your regular income paid into your bank account, as well as your usual everyday expenses. With this information we can make a judgement about your ability to repay the amount owing, and we can grant small loan approvals regardless of your credit rating.
Let’s say for example that you want to borrow $500. We can see that you have a regular income being deposited into your bank account fortnightly, and based on your usual expenses we can see that you can easily afford the weekly, fortnightly, or monthly repayments without experiencing significant financial stress as a result. You have specified that you would prefer not to have a credit history check performed. In a situation like this you could still satisfy our eligibility criteria, we may be able to approve your application without a credit check.
Cash Today payday loans for bad credit instant approval?
Is your credit rating less than ideal? Looking for a bad credit loan? You could potentially still borrow money with a cash loan from Cash Today despite bad credit.
If you have been searching for payday loans for bad credit with instant approval, you’ll be happy to hear that we offer fast turnaround times for our approval decisions. One advantage of applying with us is that we are a team of real people. Sometimes fully automated processes can make it less likely that you will be approved.
We will take the time to consider your individual circumstances, and can offer same day approval ounts where we can see that the repayments are affordable for you. We will need to see and that you have stable consistent income being paid into your bank account regularly, and that making repayments would not be financially stressful.
We understand that life isn’t perfect, and a bad credit rating can happen to the best of us. Sometimes unexpected expenses arise that you haven’t been able to plan for, and we are happy to be able to offer bad credit payday loans in Australia when you need it most.